This is a great video as to why it is important to invest in your financial education and become financially savvy; as well as not to take everything you hear on mainstream news as gospel….

www.youtube.com/watch?v=9fzO_YhOYNQ

Needless to say the presenter’s comments are wholly incorrect. It is fiat currencies – the dollar, yen, pound, etc, etc – that are not backed by anything! All fait currencies revert back to its intrinsic value which is 0!! Look out for my next post on why Gold has pulled back and how this can benefit you and your family’s financial future.

On that note if becoming financially savvy with Gold is something that interest you then join me next week Wednesday 26th October at 8pm GMT for a webinar on the 8 reasons to purchase gold and how you can do this in a cost effective, simply and safe way. Register your seat here http://bit.ly/qkUrcQ

In the meantime if you want to hear real and relevant news as to what is going on in the economy then check out Ken McCarthy’s Real Econ TV as well as join my Linkedin and Facebook groups – Become Financially Savvy with Gold.

http://www.linkedin.com/groups/Become-Financially-Savvy-Gold-4141167

https://www.facebook.com/groups/Goldismoney/

I will also be speaking at the Wealth-Wizard event next month, Saturday November 12th – on the subject of Gold - http://www.wealth-wizards.co.uk. It is a FREE event so book your ticket today and become financially savvy with Gold!

To your success and becoming financially savvy!

Butterfly Wealth Creation

Judging from the pomp and old skool glory of the Royal Wedding last Friday one would deem that Britain was still ‘great’ as in ‘the sun never sets on the empire’ great! When in actuality it is broke! It is no longer ‘Great Britain’ but ‘Austerity Britain’.

With the cost of security for the Royal Wedding added to the country’s already severe budget deficit, a number of articles estimate that the cost to the taxpayer will be in its millions. How that will affect the already economically squeezed Briton, what with ‘Tax’ and ‘Inflation’ sitting on either side of them, is simple a question of time.

The 2011 Budget, announced back in March, highlighted the depth of our national debt; it is huge and growing; even with all the cuts.  Here is a link from ‘This is Money’ on the 2011 Budget – http://www.thisismoney.co.uk/news/article.html?in_article_id=526675&in_page_id=2;  and a  video giving an overview on it for those who missed it or simply did not acknowledge it.

httpv://www.youtube.com/watch?v=8d33wG9duYc

Ultimately real incomes in Britain are fallen for the first time in 30 years. Unemployment has gone up and our fragile housing market, and by extension the banking system, is still very dependent on low interest rates, meaning inflation will continue to abound. What this means is if you are not already doing so, you have to prepare your finances for a tough 2011…that is unless you have been or are becoming financially savvy by putting in place multiple income streams (investments, businesses, et, etc,) to build and protect your income.

Most individuals only have one income stream, generally a job. If that is you then maybe you need to think about other ways of earning an income, albeit part-time. There are many way to do that and although it takes sacrifice, NOW is the time to be open to new ideas, new opportunities and more importantly getting comfortable with the uncomfortable and unknown in order to get something different from life.  This is the only way to win in Austerity Britain.

Why not start using a cash-back card to save on your daily purchases? Or Set up a home-based business? How about diversifying your savings/income by putting it in investment vehicles that offer higher rates of return than the nominal bank interest of 0.5%?

To get what you have never got, you have to do what you have never done before! Or to put it another way if you want different results, you have to do things differently! In addition to that be careful to whom you listen to!! What do I mean by that? Well most individuals are not risk takers so it easier for those around you to tell you to keep doing what you’ve always done and be complacent about your financial and personal circumstances because everyone is in debt and financial turmoil!  However, if you decide that is not what you want for yourself,  your family, your future and step out of the status quo, and by doing so become happier and more successful, you will ultimately be highlighting to all those around you that not only were they wrong but how little they want and accept for their lives. And no one likes for that to be highlighted to them.

The question really then ‘is what do you care more about?’ What others think about you and belonging to the status quo of mediocrity? Or stepping out of your comfort zone to achieve your goals, dreams and desires? If yes, fine…if no, then it is time to take action; action to know that irrelevant of what happens in the UK or Global economy you will be indifferent to it because you will be creating your own personal economy to rely on.

To find out how to start your personal journey to financial freedom and independence then contact me to arrange a FREE 30 minute consultation by going to www.ButterflyWealthCreation.com.

In the meantime here are a number of events you can attend in order to start becoming financially savvy and winning in Austerity Britain.

• T.Harv Eker’s Millionaire Mind Intensive – May 13^th-15^th (A full 3 day event). If you are a subscriber of this blog, you may recall I wrote about T. Harv Eker and his course in the following blog post – http://becomingfinanciallysavvy.com/financial-eduction/your-mindset-your-money-your-life

• Business Start –Up show @ the Excel, London – May 19^th- 20^th – http://www.bstartup.com. A great place to get business ideas and advice.

• Gold – The Facts Behind Its Glittering Rise@ the City Business Library June 17^th (AM)

• MoneyWeek conference 2011: Crisis or Opportunity? – Friday June 17^th (PM). Money Week is the UK’s No.1 financial magazine and is a great resource on knowing what is ‘really’ going on in the UK and Global economic and financial arena.

• Richard Branson, Tony Robbins, Alan Sugar @ National Achievers Congress – July 2^nd – 4^th. With these three powerhouses at one event, much less in one room, you know this has to be the event of the year!

• Creating Your Own Personal Economy In a Downturn@ the City Business Library – Tuesday July 5^th. A Butterfly Wealth Creation event.

• KB Gold webinar –  An introduction  on how to start purchasing Gold on a monthly and cost effective basis – Every Tuesday at 8pm GMT – http://my.dimdim.com/goldfromkb.com

To your success, and becoming financially savvy.

Butterfly Wealth Creation - ’Create, Preserve, Prosper’.

P.S. If you are an entrepreneurial female in the SE and North London area  you may be interested in the two networking group I have just started running called Ladies Who Latte.  The first event will on Thursday 12^th May at 10am – 12:30pm in Crystal Palace, SE London – and the second will be on Wednesday 18^th May at 10am – 12:30pm in Primrose Hill, North London.

P.S. If you like this post then please, like, share and subscribe. Thanks in advance!

Not so long ago I wrote a blog piece on young people and the education system entitled ‘It’s Not So NEET To Be A NEET!’, and I thought I would address the subject again but from the point of view of young graduates rather than NEETS. I do this because today my younger sister graduates from university, who as you can imagine I am very proud of!

Unlike so many others she is working, not in the field of her degree, but it is a job and it pays well! For many however, they are stuck with a huge university debt and a paying job, if a job at all. The competition for jobs, much less graduate jobs are extremely high.

The education system can no longer guarantee returns (well paying jobs) for investment as the world as we know has changed. As Robert Kiyosaki, author of Rich Dad, Poor Dad, says if are you are relying on the old way of doing things, go to school, get an education, get a good job with a pension and retire, then you will become obsolete. That equation no longer exists.

Due to national and global economies indulging themselves on a credit boom that has now burst, the upcoming generations of workers are going to be paying off our debts via taxs, NI, VAT for the foreseeable and long term future. So what is the answer to those looking to get off the starting line for the rat race? The answer is entrepreneurship! There are so many ways of being your own boss – from starting a business online or offline – be it internet marketing, affiliate marketing, or even network marketing. We have moved from the ‘industrialised age’ to that of the ‘age of the entrepreneur’, and as such, it should be embraced. Fully!

A J.O.B (Just Over Broke) is a great place to train, get experience and build networks but whether you are working a job or not your aim should always be to create your own personal economy.

Have you ever watch The Junior Apprentice? Inspiring!  Talking of which below is video of a young valedictorian giving an unconventional and uncomfortable speech, for many, regarding the education system; I would love to hear your thoughts on it.

So to end, I ask Graduates will you be one of our future Key People of Influence? If so how? What is your vision? What legacy would you like to leave for future generations to come? What difference do you want to make in the world? When pondering these questions remember this great quote from the great motivational speaker, Jim Rohn -

“Formal education will make you a living; self-education will make you a fortune.”

So, to all the graduates of 2010 – Congratulations & To Your Future Success!

Butterfly Wealth Creation

Let me ask you, when you think about becoming debt free and financially independent what do think about and what do you tell yourself? Do you tell yourself that it will never happen for you, or that it is too hard to do; or that it doesn’t happen to people like YOU? Or do you tell yourself that you deserve to be rich because you will add value to other people’s lives; or that someone like you can be rich; or that you can be rich doing what you love? What is your attitude to wealth?  And what negative or positive connotations do you associate with it?

T. Harv Eker, author of the New York bestselling ‘Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth’ says –

“There is a secret psychology to money. Most people don’t know about it, that’s why most people never become financially successful. A lack of money is not the problem, it is merely a symptom of what’s going on inside you…”

Becoming Financially Savvy is a blog not simply about showing you why you need to or how to become financially savvy but also to challenge the way you think about money and your relationship with it, so that you can ‘up’ your game and make more money.

To do this it all comes down to your mindset; a subject I have touched upon a number of times in other posts published here, on BecomingFinanciallySavvy.com. How you think about money is how it will manifest in your life, thus you have to develop and challenge your mindset regarding money. Do you have an abundant, opportunity orientated mindset or a poverty mindset?

Further to his quote above, watch T. Harv Eker speak about this in the video below.

I attended his event earlier this year (see pic) and I took away a magnitude of great learning, however two keys things really stuck with me:

1. If you don’t learn how to manage your money you will never have enough money to manage;
2. Financially speaking, broke people believe the primary reason to work is to earn money to pay for their current lifestyle/situation. Whilst rich people believe the primary reason to work is to earn money to invest and create passive income structures, so that they can win the money game and become financially free.

My focus is all about investing and making my money work hard for me in order to become financially free. What about you? Remember, it is not a question of how much you have but what you choose do with what you have!!

I thoroughly recommend attending the next London Millionaire Mindset Intensive event, which will probably be early next year.  In the meantime you can download his book for free by clicking on the book title stated above and get familiar with his concepts and theories.  As the saying goes learning is earning!

To end, your mindset is detrimentally, especially in these unprecedented economic times, in determining whether you will simple survive or live. The world we exist in is dramatically changing, even down to money, as we know it. The value of paper based money – the euro, pound, yen, dollar, etc, is decreasing fast, whilst ‘real’ money – Gold (and silver) is increasing rapidly. Is your mind open to understanding what money really is? Could Gold become the new global currency? Are you willing to accept or even be open to this concept? There are already calls for money to return to the Gold Standard (where ‘fait’ currency is once again backed by gold) but the reality is that the current global deficit is too forgone for that to happen. So, what is the alternative? Mike Maloney, renowned Gold and Silver expert, gives his view in the video below.

At the present moment there is only one company I know of that is implementing a vision similar to what Mike suggests as an alternative and that is KB Gold. I will be hosting a webinar on this company tomorrow – Wednesday 13^th October at 2:30pm GMT and 8pm GMT. The link to join is –https://my.dimdim.com/butterflywealthcreation.

For further information on KB Gold and to join my Gold mailing list please click here.

To Your Financial Success & Becoming Financially Savvy!

Butterfly Wealth Creation

P.S. If you like please share, add a comment and subscribe to my blog!

Do you have an entrepreneurial state of mind or an employee state of mind?

This is a very important question because depending on your answer it will define how you will survive the next coming years of global economic turmoil. And it is coming!  If you don’t see it, it is simply because you do not wish to see it.

We are presently in a time of change, on a global scale where there will be a transfer of power and wealth; just as there has been, numerous times, in World history. Think about it, wasn’t Rome and Greece once powerful and rich empires? As was Spain, China, Africa, and Turkey (The Ottoman Empire)? Change, even if we do not want it, desire it or like it, comes to ALL of us! It is a part of life! See the video below for a perfect example of this, and yes it is based on the USA but we all know that when America sneezes the rest of the World catches their cold!

So the question is how will YOU factor into all of this change and transfer of power and wealth? Will you be a winner or a loser?

I believe by becoming more entrepreneurial and creating one’s own economy –  be it by starting your own business, on a part-time or full-time basis, in something like Network Marketing, Internet Marketing, Property, Trading or even a simply home-based business, you can be a winner! You just have to believe it and take action!

In every challenge there is an opportunity!

Remember, one can be an entrepreneur with an employee mindset and of course, an employee can have an entrepreneurial mindset. The difference is to understand that we are no longer in the industrial age but the information age! And with that understanding one knows that whatever one conceives, they can achieve because the information is out there; at a touch of a button even!

So if you want it…go and seek it!

Check out my previous articles on becoming entrepreneurial:

• The Rise of the Entrepreneurial Nation…Can You Afford Not to Be a Part of it?
• Women in Business…The Time is Now!
• Wealth Creation: Business

To end, check out this fun and very slick video on becoming an entrepreneur!

I hope to see you on my Gold webinar tomorrow at 2:30pm GMT – https://my.dimdim.com/butterflywealthcreation – because as an entrepreneur or employee, Gold is the future and one of the few ways to protect your assets from the changes that are coming!

Furthermore, if you want to become entrepreneurial or continue your self-development journey as an entrepreneur then why not attend Christopher Howard’s three day Wealth Propulsion seminar starting on October 8^th or even Clinton Swain’s three day event Play to Win, October 29^th – 31^st.

To Your Success and Becoming Financially Savvy

Butterfly Wealth Creation

P.S. If you like please share, add a comment and subscribe to my blog!

P.P.S. For information on purchasing Gold please click here

Debt, that stranglehold around our finances as well as the cause of sleepless nights and daily worries for many of us, doesn’t look as if it will be going away anytime, soon, for us or the global economy!

So what should we do about it? We should get financially educated, because financial education is the only way to combat the debilitating state ’debt’ creates for many of us. We need to increase our knowledge of debt in order to overcome our fear of it.

Robert Kiyosaki, author of Rich Dad, Poor Dad, who I mention a lot here on Becoming Financially, writes “Without Financial Education, your money flows to those who profit most from your financial ignorance.’

He also talks about how debt and taxes can be a positive thing. For more information on this click here.  His reason is, in the words of Albert Einstein “You cannot solve a problem from the same consciousness that created it. You must learn to see the world anew.” If you don’t then those who do, in Robert’s opinion, will have unlimited opportunity in the next few years of financial crisis, whilst those who don’t will be wiped out.

I write the above because I want you to realise that to a certain extent it is not entirely your fault that we are in the predicament we are in!  This does not mean we should shirk our responsibility regarding paying our debts back, but neither should we beat ourselves up over it; lose our marriage and families over it; and most certainly not kill ourselves over it!

I came across this documentary film called ‘In Debt We Trust’ by Danny Schechter, yesterdaywhich is just brillant and is something parents, university students and graduates, in particular, should definitly watch. I doubt Credit Card companies are being so agressive in dishing out ‘credit’ disguised as future long-term debt these days, what with the current global economy being what it is! But even so the points highlighted in this film below, are still relevant, regardless.  Enjoy! And start becoming (more) financially savvy!

Watch more free documentaries

Debt Resources (of which there are many!)

 Life UK Financial - FREE Financial advice on Debt and other financial product and services.

Money Buddies - an informal blog by a woman in debt getting herself out of debt and sharing her story and experiences to others in order for them to be more aware of their rights in this country! Very interesting, informative and an enjoyable read!

CAP – Christians Against Poverty - Christians Against Poverty is a national debt counselling charity with a network of 125 centres based in local churches. CAP offers hope and a solution to anyone in debt through its unique, in-depth service.

War on Debt by Dani Johnson - I think the title ‘War on Debt’ says it all!  Dani deliver’s a powerful program empowering you to take proactive and aggressive action on your debt!

To Your Financial Success! And Becoming Financially Savvy!

Butterfly Wealth Creation

P.S. For those of you would like your money to go back to the good of days where it read ‘In Gold We Trust’ check out the Gold tab above!

P.P.S. If you like this post, then please leave a comment, share it (links below) and sign up to my mailing list!! Thanks in advance!

It is the dawning of a new day, and the new World Cup winner has been exalted to the world: Espana! Congratulations to them, for not only are they World champions but European champions; quite an accomplishment by any means!

I mention this because many times when we watch athletes and performers we forget about the ‘business’ aspect of their field. FIFA is the governing body of football but it is also a business; the same as the Olympics, which is why countries clamour to be representatives of these types of Games.  They generate business for the host country, via tourism, construction marketing, and other industries.  Without the element of ‘business’ there is no real income, no revenue, no money, just ‘show’ and to ‘show’ cost money.

So in continuing the Becoming Financially Savvy ‘Wealth Creation’ series, today’s focus is ‘Business’.

“Business, more than any other occupation, is a continual dealing with the future; it is a continual calculation, an instinctive exercise in foresight.”
Henry R. Luce

There are so many types of business to start-up in but ultimately, as with anything, it is about starting. Robert Kiyosaki, author to Rich Dad, Poor Dad, believes that if you want to create wealth, and increase your cashflow, you don’t change jobs but change quadrants. That being from the E (Employee) and/or S (Self Employed/Specialist) quadrant to the B (Business owner) and/or I (Investor) quadrant.  For further information on this read my blog post – Cashflow Quadrant.

This idea is reinforced by the fact that everyone on TheTimes Rich List are all business owners rather than employees or self-employed individuals. Thus, the point here is that business is a vehicle to getting out of the rat race, working for yourself, within a team of other like minded individuals, in order to create wealth. Like anything worth having, it is not easy but a rewarding path to take. I touch on this in my post the Rise of the Entrepreneurial Nation.

In the attached audio I interview the experienced Mr Ryan Pinnick on starting your own business and the outlook of business in the UK today.

(38 mins)

Ryan started his first business in 2006 investing in property and is now a serial entrepreneur with a number of business interests in Property, Digital Media, Social Networking, Business Development and Global e-Learning.  As a result of his successes and passion to inspire people, Ryan is fast becoming one of the UK’s most sought after speakers presenting on entrepreneurship, wealth creation and personal development. He is also one of the key trainers for Business Success System  - a programme which provides you with all the components required to create your own wheel of business success – and ‘turnover’ in financial terms.

For further information on the FREE Business Success System Workshop, Ryan mentions in his interview and which are taking place THIS WEEK – Tuesday 13^th July – Saturday 17^th July, call 0800 044 5824 or go to http://biz-success-system.co.uk.  Ref: Butterfly.

Times are 12:30pm OR 6:30pm, so lots of choices to attend and start YOUR entrepreneurial journey. Remember you don’t have to be great to start but you do have to start to be great!

Other Business Resources

Business books from Butterfly Wealth Creation E-Store

‘Women in Business’ blog post

British Business Angels Association

Business Networking International  

Business Giants Network

Meet N Link

The Yes Group

Start-Ups

Entrepreneur Magazine

Business Link (please note due to government cuts, Business Link is being phased out.)

Innovate London

Ecademy

Linkedin

To Your Success & Becoming Financially Savvy

Butterfly Wealth Creation

P.S. Please forgive the abrupt ending of the audio interview. Technology is great but at times it does have its moments! J

P.P.S. If you are looking for a business opportunity please send an email to info@ButterflyWealthCreation.com I am sure I will be able to help you or at least point you in the right direction!

Finally, if you like this post then please comment, share and subscribe to Becoming Financially Savvy here, by completing the form on the right, as well as on facebook. The group link is on my profile wall – http://www.facebook.com/lavinia.d.osbourne

NEET - Not in Employment, Education or Training

I recently watched programme on BBC IPlayer called The Return of the Real Apprentices, produced by documentary makers Panorama.  http://www.bbc.co.uk/programmes/b00s5xsn

It was based on a case study on four NEETs in Swindon, UK before the recession and after the recession.  NEET (Not in Employment, Education or Training), is term attached to unemployed individuals under the age of 25 here in the UK.  An age group the government desperately wants to get back into employment, as ultimately they are the future of the British workforce, thus the economy.

This program had many similarities to that of the Dispatches programme ‘Middle Class and Jobless’ (http://www.channel4.com/programmes/dispatches/episode-guide/series-3/episode-5), aired last year. What both showed was the soul destroying experience of not only being out of work but looking for work in a competitive and low employment market.  

Some of the key points from ‘The Return of the Real Apprentices’ were:

• UK unemployment figures increased to 2.5 million in the month of April (http://news.bbc.co.uk/1/hi/business/8634241.stm)
• Young people are not lazy, good for nothing but individuals looking for the right vehicle to motivate them into work, as one of the parents of the interviewees touched upon.
• Unemployment is not always a choice and can cause chronic depression. And with so many of our young people in this situation this is a serious situation.

One of the solutions advocated in the programme by Lord Digby Jones, the former head of the CBI and non-political minister of trade, is to force them to work in the form of American-style ‘workfare’.

My view is that there is a better way and it is not the above!  Robert Kiyosaki of Rich Dad, Poor Dad fame states that the old rules of money no longer apply. Going to school, getting an education, going to university and then getting a good job with a pension is no longer a reality for most. Job security no longer exists! And I agree.

So what is the solution? I believe it is making financial education and entrepreneurial orientated business education, such as goal setting, a part of our schools national curriculum. Showing youngsters how to make an income from assets rather than simply a job! The truth of the matter is most of us have been brought up to fail; to conform to a life of mediocrity, of debt and corporate incarceration. 

It is not surprising that young people are not motivated to get a job.  Many have watched their parents work one all their lives with nothing to show for it but financial struggle, i.e. being ‘Just Over Broke’, enslaved to debt, and a two week holiday and the Xmas breatk to look forward to in each year!

We have to show them an alternative way to this, why? Because even if you think it is too late for you to learn the basics of financial education and wealth creation (which it isn’t!), it most definitely isn’t too late for them!!  So before there is any chance of your child becoming a NEET, I advocate taking them to events where the belief of ‘whatever the mind can conceive, it can achieve ‘via hard work and persistency, is promoted, reiterated and enforced rather than snared upon.  Because ultimately, if they’re going to work hard for someone in their adult lives, why not for themselves?!

Read and introduce them to books on financial education. In doing so, you as a parent/guardian, may start to feel the effects of the philosophy yourself and take action, take a risk, to change your life from one of mediocrity to one by design.  If not for yourself, then for your family and generations to come! There is a reason why the rich keep getting richer and the poor, poorer!

Remember life, especially the type that gives you time and financial freedom requires risk!

Some financial education courses and books for children:

• Dani Johnson’s ‘Grooming to Success’ home study course
• Grooming to Success, by Dani Johnson.
• Rich Dad’s Rich Kid, Smart Kid: Giving Your Child a Financial Head Start by Robert T. Kiyosaki, Sharon L. Lechter
• http://www.getbuzzyeducation.blogspot.com
• http://www.getbuzzyeducation.com

To Your Financial Success & Becoming Financially Savvy!

Financial Educator & Internet Network Marketer

P.S. If you are fed up of the rat race, looking to earn an extra income or simply ready to take some risks in order to create a life by design rather than just make a living, get in-touch with me at http://ButterflyWealthCreation.com to discuss various business opportunities for the open minded and willing!

If you weren’t at O2 Indigo this weekend (24^th – 25^th April) you missed out! Whether you are in Network Marketing, Direct Sales, Business to Business sales, a leader of some sort, a leader in waiting but don’t know it yet, this event was for YOU!!!

Dani told it like it is! “I am not a hoar so if you are here to be entertained then you’re in the wrong place! I am here to teach you tangible skills which you can go out with today…TODAY….and use in the market place to yield results.’  And skills aplenty she let forth, left, right and centre!

She talked about the difference between being a part of the 98% of the population versus the 2%.  98% of the population say they want a life of design but instead accept a life by defaul;, of mediocrity, of staying in their ‘comfort zone’. Whilst the 2% reject conformity and take action to create a life which is not only about them but about adding value and giving back to their community and the world! This is what Dani calls  the law of reaping and sowing!

She reminded us that we are all born for success…we were all born to succeed, but other people’s influence (parents, teachers, church leaders, etc)  instead taught us how to conform and accept failure as  a given, as something to be ashamed of,  rather than a form of resistance to get up from and work through!  Resistance develops a person and helps them to grow and become the person they were born to be – successful!

She talked about leaders who move their lips but not their feet “People do what you do, not what you say!” She talked about leaders who have stopped leading/taking action because they have become complacent and believe they know all there is to know! “You must never stop learning, developing because once you do, you are no longer relevant…you are no longer a  leader!”

She touched on the difference between saving and investing.  “An investment is something that yields results, and the first investment one should first take is in themselves; in developing themselves, so that they are more ‘valuable’ in the market place, and thus can earn more.”

In the same vein, she talked about the current global debt crisis, introducing her very successful program War on Debt. Introducing to us the process of  cutting the ‘fat’ from our daily, weekly, monthly outgoings and instead, using it to pay off our debts. As a financial educator and someone who had to do this last year and continues to do it, this spoke to my heart!  There is a difference between need and want! And this simple not just about being austere but about waging war on debt and consumerism. About getting from A to B in order to become debt free! Debt is a habit which can be broken on ANY budget!  It takes hard work and putting your ego in your pocket! But as Dani says ego = the size of your bank account! And if you don’t understand what that means I recommend you attend one of the ‘First Steps to Success’ seminar or go to her website - Dani Johnson.com and listen to the plethora of material on that subject as well as all the other relevant subjects. In addition to that, my team and I can assist you on your debt freedom journey by giving you a financial education and a free personalised financial game plan.

She reminded us that leaders are not found but developed. And this development takes an investment of time and money! That success is not hatched but built – built with diligence, persistence, and the consistent mastery of a skill!

That opportunity is never lost but taken; and that as much as we would like it NOT to be the fact is the road to success is paved with the things we do not want to do! BUT by doing it we build up our muscules and increase our stamina to carry on with our success journey!

All this knowledge, wisdom, and training came from the life learning of a woman who not only was abused as child, pregnant at 17, overweight and homeless at 21 then a millionaire at 23, which she lost and then went on to make again,  but also, a very successful and experienced business woman! So you better believe it when I say when she talks I am going to listen…how about you?!!

For dates on Dani’s next seminars and courses please click here

To Your Financial and Business Success

Financial Educator and Internet Network Marketer

P.S. A very good friend of mine, Gemma Phelan, who also attended the event brought a number of  Dani Johnson’s products and will be holding a seminar via here group on Meetup (http://Meetup.com). For further information, please contact her via facebook – Gemma Phelan, Ref: BFS/DJ.

I have been awake since the early hours of this morning itching to get on my laptop and write about what an awesome day yesterday was.  I attended an event called Success Summit at which Dani Johnson was appearing.  If you don’t know who Dani Johnson then you need to get to know her!  Check out my post on her here!!

Dani Johnson is as real as they come! As well as an inspiring and motivational being! She talked about her abusive and dysfunctional past; the thought process that got her from being a pregnant teen, broke and homeless at the age of 21 to a millionaire at 23! Yes, a millionaire at 23!

She explained passionately that to make that happen did not take luck or prayer but skill!! Let me say that again SKILL!  Skills she had to pay for, and not simply read out of a book! She likened it to being a brain surgeon and a GP – who gets paid more? The brain surgeon of course, because he has more value in the market place. Thus, if you want to earn more you have to improve and increase your skill set.  Now, although Dani is better known in the (US) direct sales and personal development arena, her words are valid and relevant to all industries and all countries.

She talked about success and failures, which really stuck a cord with me! You have to hear her story to understand. And the importance of giving back; of moral responsibility! It was just fantastic! I made a recording of her talk which you can listen to here. It is however 2 hours long!

The recording is too big for me to post   So if you would like it then send me a message and I will send it out to you!

Another point she touched on is how people say they can’t do one thing or another, that ‘thing’ being moving out of their comfort zone in order to get from A to B. But generally they can! It is just a question of need, want and desire.  If the need is big enough YOU will find a way of doing whatever it is YOU need to do to move YOURSELF from A to B.  In her own words, she says ‘I want your desire to hurt more than your excuses’.

Right now, there are many people hurting! In their businesses, relationships, in their jobs! There are many using their credit cards to pay their mortgages…to simply live!!  But they refuse to seek help! They stick their heads in the sand like an ostrich waiting for the storm that is the economic crisis to wane but not realising that this storm is going to take a lot longer than they want it to and they have time to wait, to fully end! Our country is broke! Petrol has already gone up, and whichever party gets into power on May 6^th government jobs will have to be cut and taxes raised. So my question to you is what are you doing, going to do, in order to replace your lost income????   Time waits for no man! You have to seize the moment…today! Now! In order to remove yourself, and if not for yourself then for your childern, from the legacy of poverty and the land of ‘broke-dom’.  Instead we must be like the caterpillar that has had enough of crawling of its belly and accepting mediocrity, and goes through the transition of change to become a free and unrestricted butterfly, living a life of design rather than acceptance.

Seriously, I am on a mission! I want to bring financial education into homes of the nation so that they can make better choices with their money, make their money work harder for them and make more money!!  It is all well and good learning how to balance a cheque book or how a direct debit works compared to a standing order, but really what is the point of learning all of that if you have no money to balance? No money to direct debit or make a standing order!!  No idea on how to create an income other than getting a J.O.B.!! 

Broke cannot help broke! And there is a better way!  So if you are struggling financially – I have a solution for you, get a free financial game plan. If you need more income – again I have a solution for you! Become your own boss and help bring financial education to the masses whilst earning an extra income on top of your J.O.B/sole trader business. 

Like the transformation of a caterpillar to a butterfly it takes time to become what you NEED to become in order to live YOUR life of design. And neither is the journey easy!  But what is the alternative? It may be hard becoming debt free and financially independent but it is also hard being financially illiterate and watching your family struggle financially! There is a reason my company is called Butterfly Wealth Creation and not ‘Ostrich Wealth Creation’. 

Because of my experience yesterday I am going to Dani Johnson’s event next weekend 24^th – 25^th April! If you are in direct sales then this is definitely an event you need to be at! If you are not then it is still worth you going because as I said before the skills and information Dani gives is applicable to all industries.  The tickets are $297 which works out to be about £200 – depending on the exchange rate.  For more information and to book go to – http://www.danijohnson.com/news/indigo2-arena-prepares-for-first-steps-to-success/

Dani will also be appearing at the following places during the course of this week, where she might offer attendees a 2 for 1 offer for tickets to the event, as she did yesterday.  Information on these places are stated in the above link but for you ease they are –

Sunday 18^th April – Hilsong Church at 2pm and 6pm. 

I will be there at 6pm, if you would like to meet me!  This event is free!

Dominion Theatre
268-269 Tottenham Court Road, London W1T 7AQ 

www.hillsong.co.uk

Wednesday  21^st April – The Prayer Foundation & Commonwealth Church

City Temple, Holborn, Viaduct, London EC1A2

11am, 2pm and 6pm

Tickets: £15 – £5.

For more information call 0300 777 2223 or visit www.theprayerfoundation.org

Finally Dani has packaged a number of her products together specifically for Genistar associates, however we can share this link with others, so to review this offer please go to www.danijohnson.com/genistar  (Please note that I do not earn any affiliate commission from this link.)

To end, Dani is looking to build her presence here in the UK, as well as a team for her www.danijohnson.com business.  Could you be the one to work with her? If yes, then note that she is looking for a marriage, a long time relationship rather than a one night stand! And to be honest that is how we should all look at our business(es )and business relationships! 

To Your Financial Success

Financial Educator & Internet Network Marketer

P.S. If you are ready to take action with your finances in either the form of arranging a personalised financial game plan or attending a business opportunity meeting on financial education this coming Monday 19^th April at 7pm, 257 Oxford Street, London., then let me know by sending me a quick text message  on 07733055416. If you are not available this Monday then let me know when you are, and we can take it from there.